Get the Home You Want with Just 2% Down*.

Save up to 90% on your down payment on a house up to $4 million.

Quick, easy, and tailored to you.

MEET JUBILEE

90% Lower Downpayment on A Home Up to $4M Million.

In expense markets, the land is the most costly part of owning property, making getting the house you want harder than ever. With Jubilee, we're helping change all of that.

Get the kind of home you've always wanted, but with a much lower down payment

Arrows Drawing

Keep more capital in your pocket for other things in life, without having to sacrifice homeownership

Build home equity and get the same tax benefits without added land costs and burdens

HOW IT WORKS

Own the home, lease the lot.

Jubilee works by utilizing an innovative but proven real estate model called a Land Lease. Instead of having to buy both the home and the land/lot together, all you have to do upfront is buy the house and then lease the land from us. Sound too good to be true?

Own the home, lease the lot

1

You buy the house, we buy the land

Jubilee makes an all-cash offer on your behalf. We then sell you the building and we retain the land.

2

Pay mortgage and land lease

You pay a normal (but cheaper) mortgage on the home, and pay Jubilee rent each month on the land.

3

Buy the land or sell both anytime

You can buy the land at any time (for up to 99 years!) or recombine if you decide to sell the home.

HOMES WITH JUBILEE

Find a great home and see what you can save.

Jubilee Difference
Jubilee Difference

KEY BENEFITS

The Jubilee Difference

You're always in control.

The house is yours -- paint the walls, add a pool, or build an in-law unit. You can also rent out the property after the first year.

We never lock you in.

You can buy the land at any time. We can also combine the property back together if you want to do a normal sale to a new buyer.

We win together.

We share proportionally in the total property's appreciation based on how much we each initially invested.

Have questions?

We've got you covered.

Getting Started with Jubilee

During the Agreement

Ending the Agreement

FIND OUT MORE

Talk to Jubilee

Let’s talk—your next home could come with a much smaller down payment than you think.

Need a quick response? Call our direct line:

1-628-203-1990

General Inquiries

info@withjubilee.com

Media Inquiries

media@withjubilee.com
Equal Housing Opportunity

© 2025 Jubilee Homes, Inc All Rights Reserved.

1. Jubilee Leaseholds, Inc. nmls id #2719294 mortgage broker only, not a mortgage lender or mortgage correspondent lender.

2. DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to: copyright@withjubilee.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

3. Jubilee Leaseholds, Inc. CA DRE #02217342.

4. * Example terms for 2% down with a Jubilee Joint Purchase (per $1,000,000 in property value): Initial ground rent is $2,979 per month, fixed for the first 5 years (60 months). After the first 5 years, ground rent increases by 3% annually. The land buyout price is the greater of (i) the initial land purchase price and (ii) the property's fair market value at the time of buyout. Mortgage example: Assumes a 30-year FHA mortgage of $350,000 with an estimated $1,979 monthly principal and interest payment (6.00% APR). Payments do not include property taxes, homeowners insurance, or HOA dues; actual monthly housing costs will be higher. Terms are illustrative only and will vary based on property, lender, and program eligibility. This is not a commitment to lend or an offer of credit. Jubilee Home Loans, Inc. NMLS #2719294. Joshua Potts. Jubilee Leaseholds, Inc. DRE #02295166.